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Blue Cross and Blue Shield of Tennessee or BCBSTN

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Blue Cross and Blue Shield of Tennessee

Tennessee - Blue Cross and Blue Shield

The journey of Blue Cross and Blue Shield of Tennessee began in 1945 and since then the company has been providing health care products that meet the different needs and budgets of the people. The company has been growing steadily and right now over 4.6 million people of the state are covered by BCBSTN. Presently, Blue Cross and Blue Shield of Tennessee is the largest health insurer of the state with network coverage of over 100 hospitals. There are around 15,000 physicians and 2,000 pharmacies that are within the ambit of Blue Cross and Blue Shield of Tennessee. The people of the state feel confident in purchasing healthcare plans from Blue Cross and Blue Shield of Tennessee as the company is part of Blue Cross and Blue Shield.

Blue Cross and Blue Shield of Tennessee offers healthcare plans for individuals and families that are specially designed to meet their needs. The healthcare plans that an individual or family can go for include the Personal Health Coverage, Short-Term Personal Health Coverage and BluePartner.

Employers can rejoice with the different group plans of Blue Cross and Blue Shield of Tennessee. There are different group plans to meet different groups of employees. These are the Consumer Directed Health Care (CDHC), the ValuePak Health Plans, Single Plan Option and the Multi-Plan Approach.

Those members of Blue Cross and Blue Shield of Tennessee who are eligible for Medicare are offered the choice to select from three excellent coverage plans. These are the Medicare Advantage, Medicare Supplement Plans and the Medicare Advantage with Part D Prescription Drug Coverage.

The residents of Tennessee love to buy the plans of BCBSTN as they come with many benefits. Notable among these benefits are prescription drug co-payments to the tune of $10 in case of generic drugs, $35 for brands that are offered by BCBSTN and $50 for the remaining prescription drugs. Another feature that is widely welcomed by the residents is that they can see any doctor of their choice without the need to get any referrals.

In its endeavor to improve the overall health of the residents of the state, BCBSTN partners with all the network providers scattered across the state to make sure that the members are in constant touch with their healthcare providers. Many residents of Tennessee suffer from different chronic diseases and BCBSTN is determined to change that and make the people free from these diseases. Chronic diseases are quite weakening and their treatments are costly. However, if people are provided with right information, they can go for healthy choices.

It is here that Cross and Blue Shield of Tennessee help people with their benefits and programs to make the right choices about these factors. If both the residents and BCBSTN come together, then a healthy life of the people of Tennessee is guaranteed.

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