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Delaware Blue Cross and Blue Shield

Blue Cross and Blue Shield - Delaware (DE)

Blue Cross Blue Shield of Delaware specially serves to the residents of Delaware. About 340,000 residents buy insurance policies from them. This huge Client power is mostly because of their thought in creating some outstanding programs in management and a huge choice of policy plans that they offer to every one.

Plan: The plans are of two types mainly: Individual policies and Group policies.

Individual policies are opted by those who are not covered by their employer. Individual plans are again for people who are 65 years and lower and also 65 years and above.

Personal Comp Plan is an affordable Individual plans for 65 years and lower: Generally Six deductible is offered in this plan. It also offers choices in medical services. There are plenty of and benefits associated with the plan itself.

On the other hand Senior citizen or people who are in the age group of 65 years and higher opt for the following:

  • The Medigap-65 Medicare Supplement Plans or
  • Medicare Part D. Medigap-65

Different benefits are offered in each of these plans. Client can choose the plan according to their own affordability and fulfillment criteria.

Groups on the other hand can choose from a range plans. The choice is much higher for them. Also there is no limited size option for a group it can be of any number. Some of the health care plans for group policies are following:

  • Blue Care IPA
  • Simply Blue EPO
  • Blue Classic Traditional
  • Blue Choice PPO
  • Blue Select POS
  • Blue Advantage Consumer-Directed Health Plans

Plans are sometimes not enough to take care of someone’s health. Differnt programs for the proper management of health is also necessary. BCBSDE includes the following management plans:

  • Health Assessment Test Cover
  • Educational Mailings
  • Consultants regarding Diet and Medication
  • Home Care
  • Coordination of Medicare care
  • Medical Equipment
  • 24-hour Information line
  • Asthma Program
  • Congestive Heart Failure (CHF) Program
  • Coronary Artery Disease (CAD) Program
  • Diabetes Program
  • Depression Screening
  • Baby Benefits Program

Blue Cross Blue Shield of Delaware also offers discount to the customer for various programs. This promotes customers to opt for health care programs otherwise not so affordable. Some of these programs are as following:

  • Acupuncture
  • Chiropractic Care
  • Cosmetic Dentistry
  • Elder Care link
  • Fitness Center
  • Guided Imagery
  • Hearing Care Services
  • Laser Vision Correction
  • Mail Order Contacts
  • Massage Therapy
  • Nutritional Counseling
  • Personal Trainers
  • Pilates Instruction
  • Tai Chi and Qi Gong, Yoga
  • Smoking Cessation
  • Weight Loss

Service: BCBSDE is the most trusted name in the Insurance market. It has flexible plans for customer. The management plans offered are unique. Not only that but customer care and affordability is the best in quality. BCBSDE is also answerable to their client 24/7. For all these different reasons it has sustained itself in the market in an apt way.

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