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Coverage for Final Expenses

Quick Health Insurance.com Group, Inc., Insurance Services, Dallas, TX
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 Coverage for Final Expenses
Coverage for Final Expenses

Coverage for Final Expenses

No one wants to think about his own death and make provisions for that time. However you have to be practical and think about the inevitable. You would also not want your family to be burdened by your funeral costs, unpaid loans or hospital bills. In order to cover these ultimate costs of your life you can take a final expense coverage insurance. This type of insurance should ideally be bought at a later stage in life, after 60 years of age.

What does Final Insurance Policy Cover

As the name suggests, this type of policies cover your last expenses after your death. It includes –

  • Funeral expenses
  • Unpaid credit card bills
  • Outstanding Loans
  • Mortgage payments
  • Final Hospital bills

What Final Insurance Policy does not Cover

  • This type of policy is limited
  • It does not cover financial support to family members
  • It does not substitute the income of the policy holder
  • It covers only the last expenses of the policy holder and his unpaid dues

Difference between Final Expense and Burial Expense Insurance

Though these terms may sound same there is an important difference between the two. The burial expense insurance policy covers only costs related to the policy holder’s funeral. The final expense insurance on the other hand is a little more extensive because it not only covers the funeral costs but also the last dues, mortgage payments or credit card bills of the deceased. When you are looking for such a policy you have to make sure that you choose the right one from the right company.

Before deciding the company you have to do a little bit of comparison of the different policies and get the policy from a company with a strong reputation and credibility.

Coverage for Final Expenses


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