Compare MassMutual Long Term Care Insurance Plans

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Long Term Care Insurance & Preventing Dementia

MassMutual Long Term Care Insurance

Founded in 1851, MassMutual is still going strong and has become one of the nation’s leading insurance carriers. In addition to long-term care and other types of insurance, they also offer retirement and investment products, including annuities and 401(k) plans. These products and policies are backed by MassMutual’s solid reputation, extensive experience in the insurance industry, and wide network of more than 9,000 advisors. MassMutual delivered $5 billion in benefits to their customers in 2016 alone.

MassMutual

Long-Term Care Insurance Policies

Reviews.com rated MassMutual the best company for those looking to buy coverage for an extended period of time. This choice was based on a combination of MassMutual’s phenomenal financial strength, its coverage of independent home caregivers, and the especially long benefit period that it offers. However, it should be noted that MassMutual does have fewer policy options in other areas that some of its chief competitors, and some features that are standard with plans from other companies are optional extras with MassMutual. While they do not offer the widest range of features and riders, their prices are competitive and their plans are reasonably customizable, making them well worth consideration.

Reputation and Financial Strength

MassMutual has outstanding financial strength and long-term stability, as reflected by the scores awarded to it by the top independent rating agencies: A.M. Best gave it an A++ (superior), Standard & Poor’s and Fitch both gave it an AA+ (very strong), and Moody’s Investors Service gave it an Aa2 (excellent). These ratings are important because a company’s financial strength helps to determine its ability to pay out future claims. Customers have also given the company reasonably good reviews. However, it should be noted that many long-term care insurance companies have had to raise their rates in recent years, and while MassMutual held off from doing so longer than many others, they did recently have to raise rates on a substantial number of their long-term care policies.

Be sure to take a look at our other articles to learn more about insurance companies offering long-term care policies. Remember – every policy and every company is different, and it pays to do your research and shop around.

More Useful Links:

Mutual of Omaha Long Term Care

ASSET PROTECTION

Help protect your savings from the costs of care NOT COVERED
by traditional insurances or Government programs, like Medicare.
It helps you choose where you receive care and avoid the nursing home!

OVERWHELMING STATISTICS

  • 40% receiving long-term care are working-age adults, ages of 18-64.*
  • About 70% over age 65 will need long-term care services in their
    lifetime. By 2020, this number is expected to exceed 12 million.*

WHY US?

At QuickHealthInsurance.Com, your quotes are delivered by one single specialist, who
helps you choose the best features and discounts, without over-buying
coverage. Avoid mistakes when planning your long-term care policy
with one-on-one guidance from us.

DISCOUNTS AVAILABLE

Sample Long-Term Care Insurance Savings Opportunities

Up to 30% Spousal/Partner Discount

Up to 15% Preferred Health Discount

Up to 5% Small Business Discount

* Discounts are not cumulative and vary by state.

Age(s)

PLUS, Receive 2 FREE Books -
Long Term Care Insurance & Preventing Dementia

MassMutual Long Term Care Insurance

Founded in 1851, MassMutual is still going strong and has become one of the nation’s leading insurance carriers. In addition to long-term care and other types of insurance, they also offer retirement and investment products, including annuities and 401(k) plans. These products and policies are backed by MassMutual’s solid reputation, extensive experience in the insurance industry, and wide network of more than 9,000 advisors. MassMutual delivered $5 billion in benefits to their customers in 2016 alone.

MassMutual

Long-Term Care Insurance Policies

Reviews.com rated MassMutual the best company for those looking to buy coverage for an extended period of time. This choice was based on a combination of MassMutual’s phenomenal financial strength, its coverage of independent home caregivers, and the especially long benefit period that it offers. However, it should be noted that MassMutual does have fewer policy options in other areas that some of its chief competitors, and some features that are standard with plans from other companies are optional extras with MassMutual. While they do not offer the widest range of features and riders, their prices are competitive and their plans are reasonably customizable, making them well worth consideration.

Reputation and Financial Strength

MassMutual has outstanding financial strength and long-term stability, as reflected by the scores awarded to it by the top independent rating agencies: A.M. Best gave it an A++ (superior), Standard & Poor’s and Fitch both gave it an AA+ (very strong), and Moody’s Investors Service gave it an Aa2 (excellent). These ratings are important because a company’s financial strength helps to determine its ability to pay out future claims. Customers have also given the company reasonably good reviews. However, it should be noted that many long-term care insurance companies have had to raise their rates in recent years, and while MassMutual held off from doing so longer than many others, they did recently have to raise rates on a substantial number of their long-term care policies.

Be sure to take a look at our other articles to learn more about insurance companies offering long-term care policies. Remember – every policy and every company is different, and it pays to do your research and shop around.

More Useful Links:

Mutual of Omaha Long Term Care

ASSET PROTECTION

Help protect your savings from the costs of care NOT COVERED
by traditional insurances or Government programs, like Medicare.
It helps you choose where you receive care and avoid the nursing home!

OVERWHELMING STATISTICS

  • 40% receiving long-term care are working-age adults, ages of 18-64.*
  • About 70% over age 65 will need long-term care services in their
    lifetime. By 2020, this number is expected to exceed 12 million.*

WHY US?

At QuickHealthInsurance.Com, your quotes are delivered by one single specialist, who
helps you choose the best features and discounts, without over-buying
coverage. Avoid mistakes when planning your long-term care policy
with one-on-one guidance from us.

DISCOUNTS AVAILABLE

Sample Long-Term Care Insurance Savings Opportunities

Up to 30% Spousal/Partner Discount

Up to 15% Preferred Health Discount

Up to 5% Small Business Discount

* Discounts are not cumulative and vary by state.