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Do insurance companies work directly with employers?

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Do insurance companies work directly with employers?

Do insurance companies work directly with employers?

Yes they do. An employer can talk directly with an insurance agent of the company who is dealing with group plans. However, your options do get diminished. As premium rates, covers and underwritings vary greatly, it is difficult to compare all plans in a short time. For this reason, people buying group plans do not usually deal directly with company representatives. On the other hand, smaller employers need expert personnel who can manage their group insurance needs. An intermediary can help assess the needs and objectives of the firm. It can then suggest a suitable plan for the particular needs of the firm.

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