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Medical Insurance in Alabama |
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Home - Health Insurance - Health Insurance Features for Different States of USA - State Medical Insurance Plans - Medical Insurance in Alabama |
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Medical Insurance in Alabama |
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Introduction: 83.4% of the total number of Alabama residents is covered by medical insurance plans. There is no specific standard for the medical insurance plans in Alabama in relation to cost as well as coverage. The most popular and useful Alabama medical insurance plans along with qualifying criteria and offered benefits are discussed below. As per the National Health Survey report (2004-06) conducted by CDC or Center for Disease Control, the percentage of people in the state of Alabama who were not covered by any medical insurance coverage was almost equal to the nationwide average of 16.6%. In spite of presence of HIPAA through which the federal government maintains the standard of health insurance in every state of United States, state governments have the liberty to take medical decisions for their respective state, by their own. However, under no situation, none of the federal as well as the state governments protects accessibility to group or personal medical insurance for the state of Alabama. In Alabama, there is no particular standard for medical insurance in respect of either cost or policy coverage. Nevertheless, the Alabama Insurance Commissioner holds the rights to make certain that the Alabama medical insurance plans are reasonably priced. The Alabama State Government wants all Alabama medical insurance plans to bear the cost for breast-cancer monitoring and pay the bill for hospital stays before and after delivery. Unlike Alabama group medical insurance plans, Alabama personal medical insurance plans do not provide coverage for pre-existing conditions. Some of the Alabama health insurance plans consider pregnancy as a pre-existing health condition. However, it needs an exclusion time of 2 years by the insurance company to provide coverage for any sort of pre-existing health condition. Alabama Medical Insurance PlansSome health insurance plans available in the state of Alabama, are discussed below. Alabama dwellers can take advantage of those plans, provided some financial as well as medical criteria should be met.
There are other choices, too for getting Alabama Health Insurance Plans and those are:
As per Alabama Insurance Department:List of the important Health Maintenance Organizations (HMO) within Alabama includes:
List of the important Non-Profit Health Care Service Plan Corporations within Alabama includes:
Dental Health of Alabama, Birmingham is among other active medical insurance companies in Alabama. For more information on Alabama Health Insurance Plans, you can contact at Alabama Department of InsurancePO Box 303351 Alabama Health Insurance Resources |
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