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Get Low Cost Medical Insurance

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Get Low Cost Medical Insurance

Get Low Cost Medical Insurance..

If you are a young retiree and have lost your medical insurance:

Trade Adjustment Assistance Reform Act (a federal rule) that assists the employers who have lost their job due to the trade policy may also help you. If you have retired at the age of 55 or more, you can still get low cost medical insurance as a retiree. If your previous employer does not provide pension, you can get the pension benefits through the Federal Pension Benefits Guaranty Corporation. The corporation will bear up to 65% of your medical insurance expenses if you are qualified for the Medicare.

To know further about this facility,

You can contact the Customer Contact Center of HCTC or Health Coverage Tax Credit.

You can call at 1.866.6.8.HCTC for free.

You can visit their official website at www.irs.gov/pub/irs-utl/hctc_program_kit_07-05.pdf.

If you are not capable of bearing the expenses of healthcare or medical insurance:

You will find different programs that may help you to get low cost medical insurance. Such programs are specifically designed to help people who are unable to purchase insurance. Even if you or any of your family members do a job, then also you may be eligible for such programs. Nevertheless, such programs have some restrictions regarding asset and income. The major programs available in Alaska are Medicaid and Denali KidCare

Typically, you are able to get low cost medical insurance if you are

An expecting mother
An individual with some disabilities
A parent with a kid
An individual who pays out maximum of his income for healthcare

Your child is often eligible for getting coverage, even if you are not; since the upper limit for income is higher for the children than adults. In Alaska, the children are able to avail coverage,

If the number of family members is 2 … the upper income ceiling is 29,960 USD

If the number of family members is 3 … the upper income ceiling is 37,573 USD

If the number of family members is 4 … the upper income ceiling is 45,185 USD

If you are an expecting mother and meet the upper income level as mentioned below, you are able to get low cost medical insurance during the term of your pregnancy as well as up to two months after delivery. Moreover, the baby is likely to get coverage for up to 12 months from the date of his birth.

If the number of family members is 2 (including the unborn baby) … the upper income ceiling is 29,960 USD

If the number of family members is 3 (including the unborn baby) … the upper income ceiling is 37,573 USD

If the number of family members is 4 (including the unborn baby) … the upper income ceiling is 45,185 USD

If you are a non-U.S resident, you may not be eligible; however, it depends on how long you have been staying in the country as well as the immigration status.

If you are unable to pay for your health insurance, it's always better that you apply for it; instead guess whether you are qualified; since the income regulations are really complex.