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Glossary of Insurance Terms - X, Y and Z

Glossary of terms used in insurance - X, Y and Z

  1. Xxx Regulation: This is a model valuation law for life insurance policies. It was initiated by the national association of insurance commissioners and was adopted in 1999. It legislates on the amount of reserves that is to be maintained by insurance companies. The model is upheld by most states.
  2. Yearly Renewable Term Insurance (YRT): This refers to a term insurance lasting for and renewable after one year. It is also known as annually renewable term insurance or ART.

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