- Affordable Health Insurance
Many health insurance packages are available to suit your pocket. EMIS are available for as low as $307.76. They provide all round coverage at affordable costs. These packages provide you financial security against health costs. You can compare between the best plans and find a plan just right for you.
- Business Health Insurance
One of the important parts of a compensation package is the health insurance provided to employees. Packages include many options. These range from coverage at many levels to assistance cover options. Employers benefit from taxes and can control budget estimates. Employees can use contribution to get quality medical care.
- Cheap Health Insurance
Cheap health insurance plans mainly offer you coverage at a premium you can afford. There are packages with monthly premiums as low as $300.76. However, low premium packages may not be cost effective in the long run. Shop around till you find a plan giving you the best coverage at the most affordable rates.
- Child Health Insurance
Child health care packages are available at affordable rates for children under the age of 19. Some states also provide free child health insurance. Benefits include physical examinations, hospital care and immunizations. Child health packages are dependent on the gross income of the family. You can find one just right for you.
- Employee Health Insurance
Employee health packages are offered by both state governments and private concerns. They are one of the main attractions in a salary package. Nowadays, even small firms are offering healthcare packages to their employees. Some firms provide co insurance together with the employee. Some also offer covers at decreasing employee contributions with seniority.
- Family Health Insurance
Family health insurance packages provide financial security against rising health costs. There are different plans available. The main differences are regarding the choice of doctors, how bills are paid and monthly costs. Based on these points, the plans are called "indemnity" or managed care plans.
- Group Health Insurance
Group health plans are available for small and medium businesses. They are also available for sole proprietorships. A host of medical, hospitalization and prescription drug coverage is available. Plans are affordably priced and benefit both the employer and the employee. They give you discounts in premiums and wider ranging coverage.
- Individual Health Insurance
These are "non business related plans". You can get one for yourself and one for your family. Individual plans are available at affordable rates. However, premiums depend on what you expected to spend on healthcare. So, if you are older or have medical problems, expect to spend more. Plans are available for different ranges, from conservative ones to ones with HSA eligibility.
- Inexpensive Health Insurance
Your health insurance plans need not be expensive. Inexpensive health insurance packages are available everywhere. Investing in an inexpensive plan today may secure your financial future tomorrow. A Harvard study shows that of all bankruptcy cases in the US, half were due to medical bills they could not pay. You can find quotes, compare policies and find the most suitable plan for yourself.
- Low Cost Health Insurance
With rising health costs, low cost health insurance has become a near dream. It will cost you at least $500 a month for a 4 member family. Group plans are much more pocket friendly than individual plans. You can go online and compare costs of most plans. Go for plans with low costs and better coverage. It always pays to have at least some health cover to meet health costs.
- Medical Health Insurance
A number of plans are available for private medical insurance. Choose from a host of plans for different budgets and coverage. Plans are available for different covers - from hospitalization charges to medicinal covers. There are flexible pay options. You can choose from one time premiums or monthly payments. Find out which companies are offering these plans in your zip code and then find the plan most suitable for you.
- Online Health Insurance
Online health insurance helps in finding the most suitable plan for your needs. Plans from leading companies are available at a click. Surf the net and find plans from leading companies at your convenience. Free online quotes make your job easier and faster. Choose from a wide array of plans-group, individual, HSA compatible and others.
- Personal Health Insurance
This is a type of insurance you buy if you are self employed or if your employer does not provide you health insurance. You can buy one either for yourself or for your family. It is also known as private insurance, individual or family insurance. Plans vary between states and between companies. Premiums vary depending on your state, your income and your health profile.
- Private Health Insurance
This is something you get if your employer does not provide you health cover. With health costs rising, you should have a cover even if it is expensive. Shop around for packages-on the net, your local agent or the company itself. A fair idea of plans on offer help you make a better deal. Premiums will vary-between states, health profiles and age groups.
- Short-term Health Insurance
It is mainly undertaken for a short period. It is most suitable for people between jobs, students or people waiting for other covers to begin. The coverage varies between 6 to 12 months. Usually, these plans do not cover medical conditions present before. Check for a plan with the most comprehensive coverage for the required period.
- Student Health Insurance
Student health plans are available at affordable rates. Plans are available for both US students and international students visiting USA. Plans are also available for US students travelling abroad. They provide comprehensive coverage at affordable prices. Plans are available on group and individual basis.
- Supplemental Health Insurance
This is different from basic healthcare coverage. Usually, coverage is limited to a certain amount each year. Supplementary health coverage is of two types-supplementary outpatient coverage and supplementary hospital coverage. You may also choose plans to cover those health services not supported by basic health covers. Standardized plans are available for fixed premiums.
- Temporary Health Insurance
It is a temporary medical insurance for people with no immediate health cover. You can get coverage as early as tomorrow You can buy it for even a month .Premiums can be paid either every month or at one time. Do not use this as a substitute for a long term cover. Permanent covers are better in the long run. Temporary plans may be used as a stop gap measure.