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Health Insurance For Mail handlers

Health Insurance For Mail handlers

The Mail Handlers Benefit Plan (MHBP) is a health insurance plan for the employees of the federal, postal and annuitants across the nation. The MHBP has the sponsorship of National Postal Mail Handlers Union and is in the business for more than 45 years. The plan provides comprehensive benefits to the employees at reasonably priced rates. Health plans and programs for mail handlers are available with different options.

Health Plans and Programs for Mail Handlers

The different plans and programs available for mail handlers include the following:

MHBP and Medicare

As the benefits available under Medicare are not enough to cover all the health care needs as well as expenses, MHBP has its own Standard Option to complement the holders who have, for their primary coverage, bought Medicare Parts A and B. The option provides great savings which is comprehensive and provides good coordination of the different benefits. The rates offered by the standard option are quite affordable and the benefits are valuable.

MHBP Prescription Coverage

The prescription coverage of MHBP for the federal as well as postal employees along with annuitants provides the following benefits:

  • Accessing pharmacies in the network across the nation.
  • Coverage for medications that are approved by FDA.
  • A small co-payment has to be paid at the network pharmacies for supplying covered generic medicines for a period of 30 days.
  • Get benefits in case of mail-order pharmacy by saving money as there is a 90 day supply of all the maintenance medication.
  • Getting PPO benefits in case of prescriptions while one is travelling or else staying overseas.
Supplemental Dental Coverage

MHBP includes dental supplemental benefits. The plan coverage is available across the nation and includes greater benefits with affordable rates. There is no need to enrol in MHBP to get the benefits. The dental plans provide excellent benefits at reasonable rates and are available across the nation. These include:

  • For eye exams and lenses, one just need to pay $10 as co-payment every year for each of the items.
  • By paying $120 (maximum) every two years one can get frames of their choice while for contact lenses it is every year.
  • For correcting vision using laser, one gets discounted rates.
  • Over 26,000 VSP providers in the network spread across the nation are accessible.
  • No need for ID card and no requirement for claim forms.
  • One gets out-of-network benefits as well.
Discount Programs

Members of MHBP get other benefits as well. These are:

  • Hearing Discount Program
  • Vision Discount Program
  • QualSight LASIK Discount Program
  • Global Fit Program

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