|QuickHealthInsurance.Com, Inc. (QHI) agrees that it will: |
Agent agrees that
- Provide referrals, consumers requesting quotes for insurance,
- Not deliver, sell or transfer any referral to more than three
insurance professionals with carrier exclusive accounts or one agent with an
- Reserve the right to terminate service at any time for any
- Credit back any deposit or pre-payment of referrals when
account is fully paid and proper 30-day notice has been
Agent agrees to the
following terms and conditions:
- Provide his/her credit card information as a guarantee of
Pre-Payment. This is sufficient proof of agent's intension to
purchase referrals and abide by this agreement.
- Pay for the any and all referrals sent by QHI each month.
- Contact each QHI-generated referral within 24 hours of
receiving the referral.
- Maintain a minimum of $500,000 of Errors and Omissions
insurance (Optional, but highly recommended).
- Verify all information for accuracy prior to writing insurance
- Never sell, transfer, assign or give any referral from QHI to
any other person or organization.
- Use information provided by QHI for the purpose of quoting and
selling insurance only following all applicable laws of the land.
- Maintain a license (licenses) to sell insurance in the
geographic area selected.
- Quote only those insurance companies for which Agent is
licensed to sell insurance.
Pre-Payment Terms Ė
Agent pays in advance for referrals by selecting a
pre-payment/deposit amount to be charged on their credit card. When
the agent has received 75% or more of the pre-payment amount in
referral purchases, the credit card will be automatically charged
for the amount of referral purchases bringing the level of the
pre-payment/deposit, to its original value. Additionally, on the
first day of each month, the credit card will be charged for any
unpaid referrals to bring the pre-payment/deposit amount to its
original value. If the card is not successfully charged and the
amount of referrals to be charged equals or exceeds the original
pre-payment/deposit, the account may be temporarily suspended and
reserved geographic areas forfeited and no further referrals will be
sent until the agent re-activates with another pre-payment amount.
Under such circumstances, a loss of priority on our network may
occur. Until written notice of cancellation is given by the agent,
QHI may make occasional attempts to charge the card for the
pre-payment/deposit amount. When a new pre-payment/deposit has been
successfully charged, the account will be reactivated. Even if an
agent is dropped or cancels the service, any balance owing to QHI is
due and payable within 15 days from termination. Any changes to a
customerís account requested to be made through an QHI Customer
Service Representative must be requested in writing by
email, and must be countersigned by an QHI employee. Agent shall
reimburse QHI for all amounts expended collecting past-due accounts
including attorney's fees, court costs, and other reasonable
expenses incurred if it becomes necessary to exert these means to
effect collection. Jurisdiction will be appropriate in Texas. A collection fee of up to
50% of the unpaid balance may be added by QHIís collection
Billing Disputes - On the last day of the
month, or as soon as possible thereafter, QHI will e-mail a detailed
listing of those referrals included in the billing. If the detailed
listing is not received by the 2nd day of the month, agent must
notify QHI so that a new listing may be e-mailed. Agent must notify QHI
before the fifth (5th) day of the month following receipt of the
month-end billing if the Agent disputes receiving any referral
included in the listing.
Cancellation - Agent must
provide QHI with a 30-day written notice to cancel service. Such
notice must be countersigned by an QHI employee. QHI will keep the
account active for the next 30 days, and continue to send referrals
per the original terms. Agent agrees to pay for any and all
referrals sent during this 30-day period. QHI reserves the right to
remove the agent from its service for any reason without prior
notice. Upon termination of service, any credit balance remaining
from the pre-payment/deposit will be applied and credited to the
agentís credit card on file.
pre-payment/deposit - QHI reserves the right to require a
security pre-payment/deposit that will remain in the agent account
and which will not be applied toward the purchase of referrals.
Security pre-payment/deposit will be returned upon
cancellation of agent account only after all outstanding balances
have been paid.
Severability - Should any provision
of this application and contract be determined invalid or contrary
to law or regulations, such provision becomes severed from the rest
of the application and contract. The remaining terms and
conditions shall remain in force.