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Premera Blue Cross of Washington

Having started its operations in 1933, Premera Blue Cross Blue Shield of Washington now has over 1.2 million members. It is a nonprofit, independent regional health plan providing members, employers, providers and brokers with high-quality coverage and service. Premera Blue Cross has also been in business in Alaska since 1957. In Washington, it has a network of 20,000 health care professionals and 20 hospitals.
The number of Premera Blue Cross employees in Washington and Alaska is more than 3000. The company’s consolidated revenue in 2004 amounted to three billion dollars.
Premera Blue Cross of Washington offers a number of attractive health plans for its consumers. These plans include:
Heritage Protector Plus 20: Members of this plan get excellent health care at affordable costs from participating network providers or can choose health care providers from outside the network. At the time of enrollment, plan members are offered a choice between two deductible options. This plan covers among others yearly preventative care exam, diagnostic services, and facility care. Members are required to pay a 20% coinsurance to network participants and a 50% coinsurance to non-participating health care providers on services covered.
Heritage Value Plus 30: Members of this plan are free to see both network and non-network providers and choose from three different deductible options when enrolling. The plan covers for members preventative care, prescription drug coverage, diagnostic services, facility services, and maternity care and other services. Members need to pay a 30% coinsurance to network participants and 50% to non-participating health care providers on services covered.
Heritage Preferred Plus 30: Members of this plan are entitled to get wellness care, preventative care, prescription drug coverage, vision care, diagnostic services, facility services, maternity care, and many other important medical services. They are offered two deductibles from which to choose. Members have to pay a 30% coinsurance to network participants and 50% to non-participating health care providers on services covered.
Heritage Protector Plus 20: Members of this plan are provided with catastrophic coverage in the event of major illness or accident. Preventive care is covered up to one visit per person, per calendar year and one can choose from two calendar year deductible choices of $500 or $1,000.
Heritage Preferred Plus 20: Members of this plan are eligible for many of the same benefits as Protector Plus 20 members, plus prescription drug coverage and vision care. As with Protection Plus 20, Heritage Preferred Plus 20 members enjoy 20% coinsurance with network providers and 50% coinsurance with non-network providers on services covered.
MedicarePlus: With this coverage, you can choose your doctors and hospitals. You can also receive care anywhere in the United States, with most plans including worldwide emergency coverage as well. Premera Blue Cross’s Extras! offers savings on health and wellness products and services from top American companies. Of the four plans, Plan A provides coverage for basic benefits that is available to Medicare-eligible people, including people with Medicare who are under 65. Plan C adds coverage for skilled nursing, deductibles and foreign travel emergency. Plan F covers all that Plans A and C do plus 100% of the Part B excess charges. Plan I covers all that A, C and F do, except the Part B Deductible and also covers at-home recovery.

Address of the company: Premera Blue Cross Blue Shield of Washington, 3900 East Sprague, Spokane, WA 99503.

 

 

 

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