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New Study Shows Lower Costs, Increased Consumer Engagement in Account-Based Health Plans

Cost of care more than four percent lower

HealthPartners released results of a study that provide new evidence that members who have health savings accounts and health reimbursement accounts have lower medical costs and are more engaged in looking for more cost effective care. The analysis shows that even when adjusted for illness burden, health care costs were 4.4 percent lower for HealthPartners members in these consumer directed health plans compared to members in traditional plans. Researchers found CDHP members receiving care from lower cost providers drove the lower costs and that providers used fewer resources such as diagnostic imaging and other procedures.

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