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Missouri, Blue Cross Blue Shield of Missouri

It was at the end of April 2006 that Missouri followed in the footsteps of many other states as the Blue Cross Blue Shield of Missouri decided to assume the name and goodwill of Anthem. The company has been looking after the health insurance needs of Missouri residents for nearly 70 years, by providing them with quality health care options. Figures released by the Missouri Department of Insurance suggest that Blue Cross Blue Shield serves about 900,000 medical members and is the largest provider of health care benefits in the state. Known as an originator of prepaid health coverage, the company has been given the ratings of A, AA-, A1 and A+ by AM Best, Fitch, Moody's and S&P respectively.
Anthem Blue Cross Blue Shield of Missouri offers a variety of products to fit any budget, or any health coverage requirement at reasonable rates. The managed care features of the company help control health care costs while guiding members to the right level of care.
It also offers discounts on alternative health care services, eyeglasses, contact lenses, prescription drugs and hearing aids at selected providers.
Anthem Blue Cross Blue Shield of Missouri offers various health plans that include:
Alliance Individual, Alliance CHOICE, RateSaver: These are PPO plans that allow members to select doctors from a wide network, or even select one out-of-network, albeit for a higher cost. These plans cover prescription drugs, hospitalization and well-visits. Of the three, it is Alliance Individual that offers Maternity coverage. The CHOICE plan is available only residents of the St. Louis metro area.
BlueCHOICE Individual (HMO): It is a comprehensive HMO plan that offers preventive care such as well-visits and immunizations, as well as eye exams, maternity, and prescription drug benefits. This plan needs no deductible.
Hospital/Surgical Plan: This plan lays emphasis on covering hospitalization and catastrophic injury. It, however, also covers immunizations.
HSA Compatible Plans: It is a high-deductible health plan in which members can opt for using one of the Alliance plans alongside this one in order to utilize a Health Savings Account (HSA), or they may choose to enroll in the Hospital/Surgical Plan if they like.
Anthem Blue Cross Blue Shield of Missouri also offers a dental plan named DentaBlue, and Short Term Medical, as well as the Blue Horizons Medicare Supplement plan for older members.
Anthem Blue Cross Blue Shield of Missouri’s Healthy Living programs help members manage various ongoing health conditions and make healthy lifestyle changes. As part of its Health Improvement Programs, Health Coaches reply to queries and provide action-oriented education for our members with these health conditions: asthma, heart health, diabetes and postpartum depression. The company also conducts programs on dangers of smoking, pregnancy, healthy habits for children etc. The program named TLC: The Last Cigarette helps the members of the company to give up the tobacco habit once and for all.
The program on pregnancy helps eligible pregnant members to a healthy pregnancy and a healthy baby.

Address of the company: Anthem Blue Cross and Blue Shield of Missouri, 1831 Chestnut St., St. Louis, MO 63103.

 

 

 

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