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Horizon Blue Cross and Blue Shield of New Jersey

With its headquarters in Newark, Horizon Blue Cross Blue Shield of New Jersey is the only licensed Blue Cross and Blue Shield Association plan in New Jersey, which provides health insurance coverage to more than 3.2 million people spread over all of North, Central, and South Jersey. Since its inception in 1932, the company has been offering health care products and services keeping pace with the changing needs of its customers. Horizon Blue Cross Blue Shield of New Jersey offers its customers managed care, Medicare, and traditional indemnity health plans for individuals, families, and groups. The company has won a number of awards, including one for having the top ranking in the New Jersey HMO Performance Report in 2004 and the 2004 Brand Excellence Award from the Blue Cross Blue Shield Association. Horizon Blue Cross and Blue Shield of New Jersey also received the rating of ‘-A’ from Standard & Poors.
Horizon Blue Cross Blue Shield of New Jersey offers a wide range of plans that include:
Horizon Basic Plan A/50: This plan is deductible-based plan with which members can seek medical care from any provider. Even out-of-network providers may be consulted, albeit at a higher out-of-pocket cost. Under Horizon Basic Plan A/50, there is a yearly cap on coinsurance should you or a member of your family need sudden or unexpected serious medical care.
Horizon Traditional Plans B, C, and D: These traditional plans allow members to choose from deductibles of $500 to $2,500 with co-payments that can change according to the member's choice of deductible. In-network providers are covered for a lower out-of-pocket rate than non-network providers. Under Horizon Traditional Plan B, your insurer is due to pay 60% of the costs after the deductible has been met. Horizon Traditional Plan C will pay 70% of the costs after a customer’s deductible has been met. Horizon Traditional Plan D will pay 80% of your medical costs after your deductible has been met.
Horizon MSA Companion/High Deductible Plans C and D: These plans are a combination of traditional health plans with Medical Savings Accounts. With these plans, members are free to choose from a range of deductibles.
Horizon HMO: It is a health maintenance organization (HMO) plan. With Horizon HMO, members choose a primary care physician (PCP) from among over 10,000 doctors across New Jersey.
Traditional Indemnity Plans: It is a plan that reimburses members for care after their deductibles have been met.
Horizon Blue Cross and Blue Shield of New Jersey offers under its Basic and Essential EPO and EPO Plus Plans the freedom to choose any physician or specialist in the network without needing authorization from a primary physician. You are allowed to visit a physician who is not a member of the network in the case of an emergency.
Horizon Blue Cross and Blue Shield of New Jersey was the first insurance company in the state to offer Medicare supplemental insurance after Medicare was first signed into law. It now covers over 160,000 Medicare beneficiaries throughout all 21 counties of New Jersey, more than any other company in the state.

Address of the company: Horizon Blue Cross Blue Shield of New Jersey, 3 Penn Plaza East, Newark, New Jersey 07105.

 

 

 

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