Click for a FREE Health Insurance Quotes

Blue Cross and Blue Shield of Vermont

Founded in 1944 as part of Blue Cross and Blue Shield of New Hampshire and Vermont, Blue Cross and Blue Shield of Vermont split from the New Hampshire in the early part of the 1980s and embarked on its own journey. It is now the largest health care provider in the state. The company at present employs more than 300 dedicated employees and is the favorite of the majority of Vermonters as far as health care financing mechanism is concerned. Blue Cross and Blue Shield of Vermont is also known for supporting a wide range of worthy health-related projects across the state. The company’s customer satisfaction ratings are among the very best in the business, and its premium costs for comparable coverage are among the lowest.
Blue Cross and Blue Shield of Vermont offers a wide range of individual and family health plans that include:
Vermont Freedom Plan: The flexibility of this plan allows members to see either preferred healthcare providers or physicians and specialists outside of the network. Members are offered four plan options to choose from. Each plan option offers different deductible levels for both preferred and non-preferred providers. After deductions have been met, members are required to pay small co-payments for standard healthcare. Different plans have different out-of-pocket maximums.
Individual HSABlue: This plan allows members to take part in health care plans where they can use pre-tax dollars to pay for medical expenses. Although these plans need a high deductible, Blue Cross and Blue Shield of Vermont pays for all of the covered medical expenses when the deductible is met while members save tax money.
Vermont Blue 65 Plans A and C: In order to help them cover the gaps in Medicare, these plans offer two options for individuals who are 65 years or older. Vermont Blue 65 A includes an extra 365 days of hospitalization should your Medicare benefits be depleted. Vermont Blue 65 Plan C, while carrying the same benefits of Plan A, also includes additional coverage for skilled nursing facility care.
If you choose The Vermont Health Plan, you also select a local primary care physician (PCP), who will become responsible for your medical care. When you visit your PCP for medical attention, he/she will guide you through the health care system so that you can receive the best quality, most appropriate health care available. Members of the plan need not pay any charge for a number of preventive care services are available to you and your family. Among these services are annual physical examinations, well-child care, mammograms, and immunizations.
Blue Cross and Blue Shield of Vermont also offers prescription drug programs that meet all of your treatment needs (that include use of state-of-the-art medications) at the best available prices. The company’s new three-tier drug program offers financial incentives when you choose generic or preferred brand-name drugs. It also keep costs down for members through its Prior Approval program for drugs. Most of the company’s drug programs use the RESTAT pharmacy network, which currently includes most Vermont pharmacies and a large network of pharmacies across the nation (including almost all of the larger chains). Blue Cross and Blue Shield of Vermont offers several plans that meet the criteria that allows members to enroll in an HSA, HSA Blue, HSA BlueCare, or Individual HSABlue.

Address of the company: Blue Cross Blue Shield of Vermont, P. O. Box 186, Montpelier, VT 05601.

 

 

 

Click for a FREE Health Insurance Quotes

 

Copyright 2000-2006 QuickHealthInsurance.Com Group, Inc.[Protected under U.S. Copyright TX5-874-987 & Several Pending Patents]