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Blue Cross and Blue Shield Association

The Blue Cross and Blue Shield Association (www.bcbs.com) is the trade association for the independent, regional Blue Cross and Blue Shield plans. The association, formed when the Blue Cross Association merged with the National Association of Blue Shield Plans in 1982, is based in Chicago, Illinois. The Blue Cross-Blue Shield Plans played a major role in the evolution of managed health care in the United States. The association’s 39 local member companies have provided millions of people with high-quality, affordable health insurance for over 70 years. It should be mentioned that one in every three Americans carries a Blue Cross and Blue Shield card, and the Blue Plans are a symbol of health security for him/her. The member Plans of the association are known for providing top-quality, customer-focused, innovative, affordable health policies.
For long people of different walks and in different stages of life have been receiving some form of benefit from a Blue Cross and Blue Shield health care provider.

A Blue Cross and Blue Shield health insurance provider usually provides benefits such as affordable monthly health insurance premiums, a choice between a short or long-term health coverage, based on your individual requirements, discounts on medical procedures, consultations and general health care, plans for medical supplies in case of an injury or a short period of stay in the hospital, out-of-state coverage for travelers and dental, life, preventive, prescription, emergency and eyes and teeth coverage depending on the plan that you like to utilize.

Blue Cross and Blue Shield Plans provide you access to doctors and hospitals almost everywhere, so that you always receive the care you need. Among the types of coverage provided in the United States are HMO Coverage, Indemnity Coverage, POS Coverage, PPO Coverage, Traditional Coverage and health care coverage when traveling outside of the US. While most HMOs provide coverage through an emergency room if you require care when you travel, there are a number of Blue Cross and Blue Shield Plans that go even further and offer a Guest Membership through the Away From Home Care Program. A Guest Membership is a courtesy enrollment for members who are temporarily residing outside of their Home HMO service area for at least 90 days. You can avail of the Away From Home Care Program in most states and the District of Columbia.

Let us have a look at some of the Blue Cross and Blue Shield health insurance providers in different states. For example, Blue Cross Blue Shield of Texas offers a health policy specifically designed for consumers. Among the plans offered by the Horizon Blue Cross Blue Shield of North Carolina, the most popular is the Blue Advantage plan. This company offers health care insurance for individuals, families, Medicare beneficiaries and groups who would like to get benefits at a lower rate of premium. There are still some states in the United States in which Blue Cross and Blue Shield are considered distinct entities rather than a merged organization. One of such entities, Blue Shield of California offers a wide array of health plans, providers and pharmacies, which look after your specific health care needs. Blue Cross Blue Shield of Georgia has a plan that caters to women's health, as well as an overall health care program. As Blue Cross and Blue Shield health care providers have one company in 39 states, you can not only take advantage of affordable health insurance plan premiums, but also receive the best overall health care you deserve.

Address of Blue Cross and Blue Shield Association:
225 N. Michigan Ave., Chicago, IL 60601-7680;
Phone: 312-297-6000; Fax: 312-297-6609.

 

 

 

 

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