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Blue Cross & Blue Shield of Rhode Island

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Blue Cross & Blue Shield of Rhode Island

Blue Cross & Blue Shield of Rhode Island

Being an independent licensee with the Blue Cross and Blue Shield Association (BCBSA), Blue Cross & Blue Shield of Rhode Island has taken the power of blue a step further. For the past 69 years, the organization has served the area tirelessly with a mission to modify procedures to further the cause of members and to make insurance available to the most number of people. Likewise, it has also kept up a strong bond with its extensive network of providers with an aim to attain the highest quality in health care coverage.

The initiation of Blue Cross Blue Shield Rhode Island goes back to the year 1939 when it started operations as the Hospital Service Corporation of Rhode Island. Ten years down the line the company had become adequately stable to offer coverage to almost half of the population residing in Rhode Island. In 1949, the Rhode Island Medical Society Physicians Service and became the prime source of coverage for medical expenses of Rhode Islanders. The Hospital Service Corporation of Rhode Island with its hospitalization facilities and the Rhode Island Medical Society Physicians Service jointly came up with the first major medical plan.

And then the changes were brought in, in the 70’s. 1973 saw the Hospital Service Corporation of Rhode Island acquiring the name “Blue Cross of Rhode Island”. The very next year, the Rhode Island Medical Society Physicians Service had its name changed to “Blue Shield of Rhode Island”. 1982 was a milestone for the two organizations since they got the license to operate together.

The Blue Cross Blue Shield of Rhode Island offers coverage to individuals and families, groups, Medicare beneficiaries and even to Federal employees. Plans for individuals and families include HealthMate for HSA Direct, HealthMate Coast- to- Coast Direct and Dental Direct. The HealthMate for HSA Direct plan offers a low premium facility to its members. As soon as a member achieves his deductible cut- off, he can hope to get complete coverage. Please note that benefits like preventive care do not fall under deductibles. The HealthMate Coast- to- Coast Direct plan is perfect for individuals who want their co-payments to be affordable and benefits to be standard. Benefits in this plan are inclusive of emergency care, prescription drugs and select preventive care services. The Dental Direct plan offers dental coverage at an affordable rate and revolves around diagnostic, preventive and restorative services.

Employee groups have several plans to select from. Classic Blue, HealthMate Coast- to- Coast and Blue CHIP Coordinated Health Plan are some of them. Classic Blue is a traditional plan by Blue Cross Blue Shield of Rhode Island comprising a range of benefits along with a wide provider network. With HealthMate Cost- to- Coast members have the option to choose any doctor within the given network and benefits include diverse areas like outpatient services to prescription drugs. Under the Blue CHIP Coordinated Health Plan, members remain under the guidance of a Primary Care Physician (PCP) and have access to a wide number of benefits.

Medicare beneficiaries can choose from three plans namely Plan 65, Blue MedicareRX and Blue CHIP for Medicare 2008.

Blue Cross & Blue Shield of Rhode Island CLICK HERE FOR INSTANT FREE MEDICAL INSURANCE QUOTES


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