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Anthem Blue Cross and Blue Shield of Virginia

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Anthem Blue Cross and Blue Shield of Virginia

Anthem Blue Cross and Blue Shield of Virginia

As far as health insurance goes, the state of Virginia depends blindly on Anthem Blue Cross Blue Shield. No wonder the organization over the decades has succeeded in becoming the largest insurance company in the area. What the brands of Blue Cross and Blue Shield mean to America, Anthem means to Virginia. As a licensee of the Blue Cross and Blue Shield Association (BCBSA), the organization has worked upon the belief that members come first and it is to their benefit that the company should undertake its activities. Offering good health coverage at affordable rates has been the organization’s motto for years now. Its plan choices are numerous and everybody from individuals and families to groups can hope to find suitable products and services here.

Individuals and families can have their pick from amongst Individual Essential Key Care, Individual Key Care Flexible Choice, Individual Key Care Health Smart and Individual Key Care Health Smart with Enhanced Drug Benefit and many more. This category of members could also offer their allegiance to the Lumenos line of health plans comprising the Lumenos HSA plan, Lumenos HIA plan and the Lumenos HIA Plus plan. If you’re opting for the Individual Essential Key Care you’re ensuring financial security and medical coverage at the same time because this plan lets you have only as much as you need. For any added coverage, all you need to do is pay a little extra. The Individual Key Care Flexible Choice plan allows you to opt for any of the four deductible choices- $500, $1,500, $2,500 or $5,000. Benefits include emergency care, prescription drugs, preventive care etc.

Individual Key Care Health Smart assists members to pay for all eligible medical costs incurred through a Health Savings Account (HSA). You need to pay a high deductible for this plan and the range is between $2,500 and $10,000. Individual Key Care Health Smart with Enhanced Drug Benefit has the same range of deductibles but has extra drug benefits added to the customary emergency care, preventive care and doctor visits.

Employee groups can select from the following plans amongst various others- Anthem Health Keepers, Anthem Key Care and Anthem Blue Care. The Anthem Health Keepers is a typical HMO plan that requires members to choose their personal PCP’s so that health care coverage and costs can be coordinated accordingly. There are three Health Maintenance Organizations involved with this plan, namely Health Keepers Inc, Priority Health Care Inc and Peninsula Health Care Inc. As a member, you can avail benefits like preventive care, hospital care and prescription drug coverage under this plan. Anthem Key Care is essentially a PPO where one can cut costs by consulting in- network physicians. When one chooses to go outside the network for consultations, he or she has to make greater co- payments. Anthem Blue Care offers immense flexibility to its members by way of consultations and physician visits.

Anthem Blue Cross and Blue Shield of Virginia CLICK HERE FOR INSTANT FREE MEDICAL INSURANCE QUOTES


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