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Anthem Blue Cross and Blue Shield of Virginia

Anthem Blue Cross Blue Shield is a big managed care provider that carries a Blue Cross Blue Shield license in nine states – Connecticut, Indiana, Maine, Nevada, Ohio, Virginia, Kentucky, New Hampshire and Colorado. They are part of the Wellpoint family of health care providers, a large health conglomerate that provides coverage to about 28 million people in the United States. As part of their merger in 2004, Anthem actually changed their name to Wellpoint Inc. However, their Blue Cross Blue Shield affiliate operations still use the Anthem name, and so does the corporate web site. Anthem Blue Cross Blue Shield of Virginia tries to provide quality, comprehensive health coverage at an affordable rate to residents of Virginia.
Anthem Blue Cross Blue Shield of Virginia offers a variety of health plans that include:
Basic BlueCare: This plan offers individuals and families fee for service options. Deductibles depend on coinsurance payments. You can choose between paying 0% coinsurance or 20% coinsurance after your deductible has been met. Members have the option of adding riders to their plans in order to cover dental, maternity, and supplemental accident insurance.
Individual Basic KeyCare: This plan enables individual and families to enjoy Preferred Provider Organization, or PPO, benefits. With a PPO plan, members enjoy the freedom to choose any doctor or health care provider in the Organization while paying lower premiums than fee for service plans. Basic KeyCare members have three plans to choose from. You can choose from plans where you need not pay any coinsurance after meeting your deductible, you will have to pay 20% after meeting your deductible, or you will have to pay 30% after meeting your deductible.
Individual KeyCare Preferred: It is a cost savings PPO where members can add riders to increase their health care insurance coverage.
Individual Essential KeyCare: This plan offers you two choices, a 30% coinsurance option after meeting deductibles where members choose from PPO providers and a 40% coinsurance option after meeting deductibles where members are free to opt for any health care provider.
Individual KeyCare HAS: Members of this plan have high deductibles with lower premiums while paying their medical bills from a Health Savings Account containing member contributions of pre-tax dollars. This account earns interest that is also tax deferred.
Individual KeyCare HealthSmartSM: This is an affordable high deductible health plan, with deductible options compatible with a Health Savings Account. This plan offers benefits that support routine wellness care. Unlimited routine wellness doctor visits and routine screenings and other services are covered before the policy deductible.
Individual KeyCare HealthSmart with Enhanced Drug BenefitSM: This plan offers affordable health coverage with prescription drugs and routine wellness services covered before deductible. This is, however, not compatible with a Health Savings Account.
The company has also developed Short Option for those Virginians, who need health care protection for just a short period of time. This plan offers benefits similar to those available through its traditional major medical programs, but is designed especially for those in need of temporary protection. Its Individual Dental Plan requires no health underwriting, which means there are no medical questions to answer.

Address of the company: Anthem Blue Cross Blue Shield of Virginia, 2015 Staples Mill Road, Richmond, VA 23230.

 

 

 

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